“Modelo de gestión financiera para la Cooperativa de Ahorro y Crédito Wuamanloma Ltda. de la parroquia Salasaca del cantón Pelileo”

Abstract

This research aimed to Design a Financial Management Model for Wuamanloma Savings and Credit Cooperative Ltd. by analyzing the different financial variables for its application and decision-making. The methodological framework for this research included a mixed research approach since both qualitative and quantitative data were necessary. The research techniques were the survey and interview addressed to workers and cooperative members directly and indirectly related to the financial institution. In addition, this research was descriptive, gathering information to get to know the current situation of the cooperative and set strategies for improving its profitability. It is non-experimental research since the variables were not manipulated, and the data collection and observation occurred directly in the environment. The population for this study involved 16 individuals from the administrative personnel and cooperative members. The financial management model developed would become a primary tool for the institution and allow it to project itself and develop its activities with an adequate model to achieve good performance in its operations. Therefore, it is recommended to monitor the financial management model permanently and its variables to improve and understand it better and optimize the execution processes in the cash area, accounting and, above all, credits of the cooperative.