Proyecto de factibilidad para la apertura de una sucursal de la Cooperativa de Ahorro y Crédito Acción y Desarrollo Ltda., como estrategia de crecimiento en la ciudad de Milagro, provincia del Guayas, año 2015

Abstract

The opening of branches of the COAC “Acción y Desarrollo” Ltda, in the city of Milagro will benefit every formal and informal trader, as well as those migrants shareholders that already belong to the cooperative. For this project we have considered the Economically Active Population of downtown of Milagro City, because in this area there is a greater influx of Commerce and population showing a total of 51.468 habitants that will be our potential partners. The COAC “Acción y Desarrollo” Ltda will start with an investment of $ 74,469.30, from incomes and costs that will be established during the first year it will get an approximate income of $28,118.45 getting every year growth of 20% to the completion of five years of the project. For the financial evaluation was assigned a rate of return for the project of 12.30 percent with the following results: Net Present Value $114,784.89; IRR = 53.97 percent; Benefit / cost ratio = 2.06; Period Payback = 2 years, 8 days. The references presented denote the planner capacity, which are taken as fundamental data for investors according to the level of attraction and profitability of the project, which is within the standards established in the financial evaluation of investment projects.