Proyecto de factibilidad para la creación de una caja de ahorro en la parroquia Licán, provincia de Chimborazo, año 2023

Abstract

This research work addresses the need for financial support in Licán parish, which lacks of support from local financial entities. The objective of this research was to develop a feasibility project to establish a savings bank in Licán parish of Chimborazo province during the period 2023. The methodology used combined qualitative and quantitative approaches, with an exploratory scope focused specifically on the project's problems; in addition, an explanatory approach was adopted to analyze the possible effects of the project. The design was non-experimental and cross-sectional, since no variables were manipulated. The population is the Economically Active Population of Licán parish. Data collection instruments such as surveys and interviews were used to collect data. The results of the survey revealed a 94% acceptance rate for the creation of the savings bank in the parish. On the other hand, the interviews indicated that the presence of a financial institution for the inhabitants of the parish would have a positive impact, providing financial support and promoting a savings culture. In summary, this study concludes that the creation of the savings bank is viable and has adequate financial backing. In addition, it is assured that activities will be carried out in compliance with the regulations of Superintendencia de Economía Popular y Solidaria, with the purpose of generating social benefits for the Parish