Propuesta de educación financiera a los socios de las cooperativas de los segmentos 4 y 5 de la provincia de Chimborazo, a través de la utilización de plataformas digitales

Abstract

The general objective of the degree work was to elaborate a financial education proposal for savings and credit cooperatives in segments 4 and 5 of the province of Chimborazo through the use of digital platforms. This topic was based on the need to comply with the principles of cooperativism and the improvement of the use of resources by members and debtor clients, considering these aspects, the bibliographic consultation of several terms that allow the direction of the proposal was carried out; Regarding the methodology, we speak of a mixed research where tabulations were made, the environment in which the activities are developed was verified being a field and bibliographic research whose applied methods were inductive-deductive for this study 10 financial institutions of the previously mentioned segments were considered in the financial education clear topics are compared such as the principles of cooperativism defining what they are, in what way they are applied, savings and investment highlighting the importance of maintaining these two items to be able to solve financial problems or unforeseen events, while budgeting and planning is important to know what they are for and how they can be elaborated to better coordinate their ordinary activities seeking a responsible indebtedness that seeks to raise awareness among members and debtor clients about the correct use of the resources requested so they can focus their resources and energies on achieving new economic goals