Diseño de un modelo de gestión financiero para el proyecto “Ahorrar para aprender” en la parroquia Ilapo en el periodo 2020

Abstract

This thesis entitled: "Design of a financial management model for the project “Ahorrar para Aprender” or "Save to learn" located in Ilapo parish, period 2020, began with a conversation with the legal representative of the project who talked about his perspectives about the problems that have occured, highlighting the absence of a financial management model. As regards the methodology, a mixed research was applied due to the analysis of information and facts that affect the fulfillment of activities, with an explanatory and descriptive type of study, as through its application, it was possible to identify the problems and their possible solutions as shown in this proposal. The financial management model is divided into two parts: the first part which deals with the application of financial indicators to measure the performance of financial resources; the second part which is based on the principles of cooperativism, free association, training and alliances to generate more benefits to the institutional associates. Also, to carry out financial education activities with the intention to let the people know the options to fulfill their obligations and a better use of their resources in order to avoid default. In conclusion, the project called “Ahorrar para Aprender” or "Save to learn" has been socialized, however, it has not met the respective requirements for this type of institution, for example: the wrong application of principles of cooperativism, tools that will allow partners to properly manage their resources. It is recommended to request the administration of each savings bank account that belongs to the project, the annual presentation of financial statements to measure the degree of liquidity, solvency and profitability