Diseño del proceso de asignación de límites de riesgo para mejorar la administración de los mismos en la Cooperativa de Ahorro y Crédito Kullki Wasi Ltda. provincia de Tungurahua, ciudad de Ambato para el año 2018

Abstract

The following investigation's objective to design of the process of assignment of risk limits to improve the administration of the same in the COAC KULLKI WASI Ltda. It arises with the purpose of contributing to the improvement of integral risk management, considering that this aspect represents one of the problems of greater impact in the financial sector of the Popular and Solidarity Economy. The pillars to realize the present begin with the application of surveys directed to the personnel of the institution: general manager, the presidents and directors of the distinct councils and committees, departmental heads, heads of the areas of control, coordinators of the different areas of business; As a relevant aspect resulting from the application of the surveys and also the information gathered from reports issued by the organization's risk unit, it was found that there are not risk limits had been established within the organization, which means that the present is carried out. The proposal that resulted from the application of several statistical techniques was based on a univariate analysis that focuses on the study of a single characteristic or quality, it was applied in the entity and records the improvement in several financial indicators, improvement that it does not only affects integral risk management, but also positive results in the financial statements. The job could materialize due to the commitment of the entire organization headed by the General Management, finally, the objectives set out in the study were achieved.